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Savings Rates

Rates subject to change without prior notice.
APR = Annual Percentage Rate
.

Regular and IRA Share Certificates*

90 Day - $500.00 Min

   0.40% APR 0.40% APY

6 Month - $500.00 Min

   0.70% APR 0.70% APY

1 Year - $500.00 Min

   1.00% APR 1.00% APY

18 Month - $500.00 Min

   1.10% APR 1.11% APY

2 Year - $500.00 Min

   1.30% APR 1.31% APY

3 Year - $500.00 Min

   2.00% APR 2.02% APY

4 Year - $500.00 Min

   2.10% APR 2.12% APY

5 Year - $500.00 Min

   2.40% APR 2.42% APY
Share Money Market

    APR  APY

$2,000.00 - $20,000.00

   0.35% APR 0.35% APY

$20,000.01 - $75,0000.00

   0.55% APR 0.55% APY

$75,000.01 - >

   0.85% APR 0.85% APY
Regular Shares

   .25% APR .25% APY
Christmas /Vacation Club

   .25% APR .25% APY
IRA Accumulation Account(Roth)

   1.00% APR 1.00% APY
High Yield Shares ($1,000 Min.)

$1000.00 Min

   .30% APR .30% APY
Traditional IRA Account

   1.00% APR 1.00% APY